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Affordable Care Act: kynect

Updated: Aug. 30, 2016

kynect picturekynect: Kentucky's Health Insurance Exchange
The kynect online system allows Kentucky residents to compare and select insurance plans and find out if they qualify for programs like Medicaid or the Kentucky Children’s Health Insurance Program. By using kynect, you may receive payment assistance, special discounts or tax credits to help cover the costs of coverage for you, your family or your employees. While open enrollment for private insurance plans ended December, Medicaid users can still enroll through kynect.  http://kynect.ky.gov/

Checklist: Helpful things before you start your kynect application
 

Eligibility

To be eligible for health care coverage through kynect, you:
  • Must live in Kentucky
  • Must be a U.S. citizen or national (or meet qualified alien status)
  • Cannot currently be in prison
  • Must provide proof of income 
Income levels for programs
If you household size is this: You may be eligible for Medicaid if your income is this: You may be eligible for help with your insurance bill if your income is this:
1 Less than $16,243 $16,243 to $47,080
2 Less than $21,983 $21,983 to $63,720
3 Less than $27,724 $27,724 to $80,360
4 Less than $33,465 $33,465 to $97,000
5 Less than $39,206 $39,206 to $113,640
6 Less than $44,947 $44,947 to $130,280
7 Less than $50,867 $50,687 to $146,920
     

Guide to the Affordable Care Act in Kentucky
Easy-to-understand Q and A from Kentucky Health News about the purpose and provisions of the Affordable Care Act. Explains what they mean to Kentuckians. http://kyhealthnews.blogspot.com/2013/10/a-ky-guide-to-patient-protection-and.html

Timeline
See which provisions of the Affordable Care Act have already been implemented and which are coming soon: http://www.hhs.gov/healthcare/facts/timeline/timeline-text.html

Why do I need health insurance?
If you are healthy, you may wonder why you need to carry health insurance. The simple answer: If you do get sick or injured, health insurance can cover your care and protect you from high expenses. Healthcare.gov lists some of the values of having health insurance: https://www.healthcare.gov/why-should-i-have-health-coverage/

What the Affordable Care Act does for your family
This interactive tool from AARP requires you to answer some basic questions about your age, income and current insurance situation, and then lists those benefits of the Affordable Care Act that apply to you: http://healthlawanswers.aarp.org/

Glossary
A comprehensive glossary of health insurance and Affordable Care act terms: https://www.healthcare.gov/glossary/